Thank you for your inquiry. 
​If you are looking for a home you may be eligible
for a broad range of programs and services
provided by the Department of
​Housing and Urban Development (HUD).
How Does an FHA Loan Work?
  • ​An FHA home loan is a mortgage that is guaranteed by the U.S. Department of Housing and Urban Development (HUD)
  • They are issued by private lenders that are approved by HUD
  • HUD does not offer loans, we do 
  • HUD will guarantee your loan
  • HUD or FHA loans require a 3.5% down-payment
  • You can finance up to 96.5% of the price of the home
  • You do not have to be a first time buyer to qualify
  • Self-employed or salaried borrowers may apply
  • You must occupy the property as your primary residence
  • 100% of your down-payment could be a Gift from others
Who is Eligible?
Basic Requirements:
  • 2 years of consecutive employment
  • Provide 2 years of tax returns 
  • Provide one month of pay-stubs
  • Provide 3 recent months of bank statements
  • FICO scores as low as 500 may be acceptable